SIP Calculator
Slide, tap, play. See what a monthly SIP could become.
About this calculator
A SIP (Systematic Investment Plan) invests a fixed amount in a mutual fund every month. This calculator compounds your expected yearly return monthly and lets you add a yearly step-up and inflation, so you can see both the big future number and what it is worth in today’s money.
Common questions
What is a SIP?
A Systematic Investment Plan invests a fixed amount in a mutual fund at regular intervals, usually monthly.
How is SIP return calculated?
FV = P x [((1+i)^n - 1) / i] x (1+i), where P is the monthly amount, i the monthly rate and n the number of months.
Are SIP returns guaranteed?
No. Mutual fund returns vary with markets. The calculator shows an illustration, not a promise.
What is a step-up SIP?
A SIP whose monthly amount rises by a fixed percentage every year, usually as income grows.
Illustration only. Returns are not guaranteed and this is not investment advice. Taxes, fund expenses and exit loads are not included unless stated.